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85 Wilcox Avenue, Elgin, IL 60123.
Welcome to this beautifully maintained Brick Bungalow, perfectly situated on a desirable corner lot close to major streets, schools, and shopping. The main level boasts a bright kitchen with a cozy breakfast nook, ideal for morning coffee. Downstairs, the full finished basement offers incredible flexibility with a dedicated family room featuring a wet bar for entertaining, an extra bedroom, and a versatile den/office space perfect for guests, hobbies, or working from home. Step outside into your private, spacious fenced oasis, beautifully landscaped with mature trees, bushes, and vibrant perennials. The outdoor patio comes complete with a cabana, creating the perfect setting for summer gatherings. Additional highlights include low property taxes, a walk-up attic with excellent potential for future living space, a new air conditioning system installed in 2022, and brand-new vinyl windows and patio updated in 2025. This home blends classic charm with practical modern updates! ***Multiple offers received. Best & Highest due 8/1 at 4pm***
MLS ID: 12719862
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85 Wilcox Avenue, Elgin, IL 60123.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $285,000 | $285,000 | $285,000 |
| Down Payment | $57,000 | $9,975 | $71,250 |
| Monthly Mortgage Amount | $1,441 | $1,746 | $1,789 |
| Taxes | $397 | $397 | $397 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $125 | $0 |
| Monthly Estimated Total | $1,938 | $2,368 | $2,286 |
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