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542 Waterford Lane, South Elgin, IL 60177.
Location. Value. Opportunity. Welcome home to 542 Waterford Lane! This well-kept 4 bedroom, 2.1 bath home offers real space and a smart layout at a price that makes sense. A solid home that's been genuinely taken care of, with the big-ticket items already done for you: a new roof in 2020, siding replaced in 2016, a newer AC system in 2018, and a kitchen refreshed in 2021 with quartz counters and a full set of stainless steel appliances added in 2025. What's in it for you? Less to worry about and more to live on! All this in a central location and within St. Charles 303 schools! A solid home, a GREAT school district, and the hard work already done. That's a combination that doesn't come around often...see this one soon!
MLS ID: 12718217
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542 Waterford Lane, South Elgin, IL 60177.

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563-441-1862
toll free 866-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $450,000 | $450,000 | $450,000 |
| Down Payment | $90,000 | $15,750 | $112,500 |
| Monthly Mortgage Amount | $2,275 | $2,757 | $2,825 |
| Taxes | $626 | $626 | $626 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $198 | $0 |
| Monthly Estimated Total | $3,032 | $3,712 | $3,582 |
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