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529 E Timber Street, Pontiac, IL 61764.
**Wow, what a cutie!** This charming, move-in ready home is waiting for its next owner. Thoughtfully updated over the past five years, it features new drywall, electrical, plumbing, cabinetry, bathrooms, and a beautifully remodeled kitchen with stainless steel appliances. Most recently, the home received fresh interior paint, new flooring, and additional finishing touches throughout! You'll also appreciate the replacement windows throughout, forced-air gas heat, central air, and the inviting covered front porch and deck-perfect for relaxing or entertaining. The spacious backyard offers plenty of room to enjoy, while fresh gravel parking, street parking, alley access (with ability to build a garage), and a convenient side entrance to both the basement and kitchen add everyday practicality. All that's left is to bring your personal style and finishing touches to make this charming house feel like home! Home is in the flood plain, has a dry basement, seller only pays an average of $36/mo for flood insurance. Seller welcomes FHA, USDA, VA, Buyers as well!!
MLS ID: 12720362
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529 E Timber Street, Pontiac, IL 61764.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $165,000 | $165,000 | $165,000 |
| Down Payment | $33,000 | $5,775 | $41,250 |
| Monthly Mortgage Amount | $834 | $1,011 | $1,036 |
| Taxes | $230 | $230 | $230 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $73 | $0 |
| Monthly Estimated Total | $1,164 | $1,414 | $1,366 |
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