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402 W Pennsylvania Avenue , Urbana, IL 61801.
Located on a beautiful corner lot in Urbana's sought-after States Streets neighborhood, this all-brick home offers the kind of space, character, and setting that make this area so appealing. Mature trees and established landscaping give the property a welcoming presence from the street, while the home's spacious layout offers plenty of room to live and gather. The main level is centered around a large, open family room and den area that creates a comfortable space for everyday living. A separate dining room connects to the kitchen, which offers an island and plenty of room for a table. Just off the back of the home, a screened porch overlooks the backyard and provides a quiet place to enjoy the outdoors in warmer months. A half bath on the main level adds convenience. Upstairs, five bedrooms and two full bathrooms provide plenty of flexibility. Hardwood floors continue throughout much of the home, and one of the bedrooms is especially well suited for use as a home office, study, or other flex space. The third-floor unfinished attic adds another layer of possibilities, offering excellent storage now with potential for future use. A two-car garage, mature trees, and established landscaping round out the property. Updates include a 2018 roof, 2017 boiler, water heater replaced in 2014/15, and replacement windows and framing installed in the majority of the home. With its all-brick exterior, generous room sizes, flexible five-bedroom layout, and location in one of Urbana's most established neighborhoods, this home offers a chance to enjoy the character of the States Streets area while having plenty of space to make the home work for you.
MLS ID: 12716537
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402 W Pennsylvania Avenue , Urbana, IL 61801.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $399,900 | $399,900 | $399,900 |
| Down Payment | $79,980 | $13,997 | $99,975 |
| Monthly Mortgage Amount | $2,022 | $2,450 | $2,511 |
| Taxes | $557 | $557 | $557 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $176 | $0 |
| Monthly Estimated Total | $2,696 | $3,300 | $3,185 |
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