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3n681 Trotter Lane, Saint Charles, IL 60175.
Welcome to 3N681 Trotter Ln, a private retreat on 1.43 acres in sought-after unincorporated St Charles. This 5 bedroom, 5.5 bath home blends comfort, elegance, and resort-style living. Soaring ceilings, custom cabinetry, and open living spaces set an impressive tone. The spacious kitchen features a large granite island and ample storage, while a first-floor bedroom with a full bath adds flexibility for guests or a home office. Upstairs, generously sized bedrooms provide privacy, including the option for a second primary suite. The heated sunroom with skylights offers year-round enjoyment. The finished walk-out basement expands the living space with a rec room, bar, bonus room, full bath, storage and dog-wash station. Outside, enjoy a private backyard oasis with multiple decks and patios, an in-ground pool, hot tub, built-in grill, and gathering areas - perfect for entertaining. Additional highlights include a heated 3-car garage with epoxy flooring, quality craftsmanship throughout, and a prime location offering privacy while remaining just minutes from shopping, dining, top-rated schools, and everything St. Charles offers. This is a rare opportunity to own a true resort-style retreat that perfectly balances luxury, space and lifestyle.
MLS ID: 12709961
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3n681 Trotter Lane, Saint Charles, IL 60175.

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| Loan Type | FHA 30 Year Fixed | 15 Year Fixed | VA 30 year fixed |
| Purchase Price | $1,099,000 | $1,099,000 | $1,099,000 |
| Down Payment | $38,465 | $274,750 | $0 |
| Monthly Mortgage Amount | $6,732 | $6,900 | $7,004 |
| Taxes | $1529 | $1529 | $1529 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $659 | $0 | $0 |
| Monthly Estimated Total | $9,241 | $8,750 | $8,854 |
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