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39w140 Baert Lane, Saint Charles, IL 60175.
Welcome to this exceptional home, perfectly situated on a private, beautifully landscaped lot with a heated in-ground pool and an incredible backyard built for entertaining. The inviting floor plan features a formal dining room with French doors opening to a stunning family room complete with a dramatic floor-to-ceiling fireplace, custom built-ins, and floor-to-ceiling windows leading to the upper deck overlooking the backyard oasis. The beautifully updated kitchen offers timeless cabinetry, new quartz countertops, a center island with breakfast bar, and a spacious eating area with a bay window showcasing picturesque pool and yard views. A highly desirable first-floor bedroom sits adjacent to a remodeled full bath, making it ideal for guests, in-laws, or multigenerational living, while a dedicated first-floor office provides the perfect work-from-home space or flex room. Upstairs, the luxurious primary suite features an incredible walk-in closet and a spa-inspired bath with heated floors, quartz countertops, dual vanities, a skylight, and an oversized glass-enclosed shower. Three additional bedrooms offer generous closet space and abundant natural light. The finished walk-out basement adds exceptional living space with a stacked stone fireplace, recessed lighting, a full bath, and endless possibilities for entertaining, recreation, or a home gym. Outside, enjoy your own private retreat with a heated in-ground pool featuring an automatic electronic cover, an expansive patio, a built-in gas-start fire pit, and a sprawling backyard with plenty of room to relax or play. Extensively updated for peace of mind, recent improvements include a new A/C (2024), water heater (2024), furnace (2020), remodeled first-floor bath, new roof, gutters, siding, garage doors, quartz kitchen countertops, hardwood flooring throughout the first floor, professional landscaping with newly planted trees and evergreens, plus a new pool liner, sand filter, and updated automatic pool cover components. Ideally located near shopping, dining, parks, and everyday conveniences, this move-in-ready home offers the perfect blend of luxury, functionality, and outdoor living.
MLS ID: 12718352
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39w140 Baert Lane, Saint Charles, IL 60175.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $749,900 | $749,900 | $749,900 |
| Down Payment | $149,980 | $26,247 | $187,475 |
| Monthly Mortgage Amount | $3,792 | $4,594 | $4,708 |
| Taxes | $1044 | $1044 | $1044 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $330 | $0 |
| Monthly Estimated Total | $5,055 | $6,187 | $5,971 |
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