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3401 Melissa Lane, Urbana, IL 61802.
Nearly new construction in the desirable South Ridge IX subdivision! Built in 2025 and ideally located near Carle at the Fields, the University of Illinois campus, shopping, and dining, this thoughtfully designed ranch offers modern style and everyday functionality. The popular split-bedroom floor plan features over 1,500 square feet with 3 bedrooms and 2 full bathrooms. The open-concept kitchen, living, and dining area showcases a dramatic vaulted ceiling and includes a full suite of brand-new appliances. The private primary suite features an en-suite bathroom, while two additional bedrooms and a full bathroom are located on the opposite side of the home. Enjoy peaceful west-facing views overlooking open farmland from the covered front porch. Additional features include 9-foot ceilings, an attached 2-car garage, mudroom with laundry, low-maintenance exterior, and an active radon mitigation system. Plus, benefit from significant property tax savings during the first five years through Urbana's THINK program.
MLS ID: 12711293
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3401 Melissa Lane, Urbana, IL 61802.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $340,000 | $340,000 | $340,000 |
| Down Payment | $68,000 | $11,900 | $85,000 |
| Monthly Mortgage Amount | $1,719 | $2,083 | $2,135 |
| Taxes | $473 | $473 | $473 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $150 | $0 |
| Monthly Estimated Total | $2,292 | $2,806 | $2,708 |
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