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301 N 4th Street, Geneva, IL 60134.
Be prepared to be charmed by this adorable cottage-style home in the heart of downtown Geneva! Bursting with character and timeless appeal, this inviting home welcomes you into a spacious living and dining room featuring hardwood floors, a classic fireplace with a decorative wood mantel, tile hearth, and a beautiful bay window showcasing the original diamond-pane glass and an extra-deep window sill. The flexible first-floor bedroom is perfect as a guest room, home office, or den and is complemented by an updated full bath. The kitchen offers granite countertops, stainless steel appliances, and a refrigerator new in 2025. The second bedroom is just one flight of stairs up and features brand-new carpet and a convenient storage loft. Continue up another flight to discover the cozy primary suite retreat. A charming loft with new carpet, built-in bookcases, shelving, and a skylight with a blind creates the perfect space for a home office, reading nook, or quiet escape. The primary bedroom features beautiful pine hardwood flooring, a walk-in closet, and a full bath with the home's original tub, separate walk-in shower, dual-sink vanity, and his-and-hers medicine cabinets. The unfinished basement includes the laundry area with washer and dryer, plus a 9' x 8' workshop for hobbies or additional storage. Location is everything! Just a short walk to downtown Geneva's award-winning restaurants, boutique shopping, the Metra commuter train, parks, and all the charm that makes Geneva one of the Fox Valley's most sought-after communities.
MLS ID: 12718488
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301 N 4th Street, Geneva, IL 60134.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $500,000 | $500,000 | $500,000 |
| Down Payment | $100,000 | $17,500 | $125,000 |
| Monthly Mortgage Amount | $2,528 | $3,063 | $3,139 |
| Taxes | $696 | $696 | $696 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $220 | $0 |
| Monthly Estimated Total | $3,370 | $4,125 | $3,981 |
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