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22 Payne Place , Normal, IL 61761.
Charming 2-story in the Payne Place neighborhood of Normal, known for its mature trees and timeless appeal! This 3 bedroom, 2 full bath home offers a warm, inviting feel with beautiful natural light throughout the main level. Hardwood flooring flows through the spacious family room, dining room and sunroom with glass French doors. The adorable kitchen features white cabinetry, tile flooring, built-in shelving, a pantry cabinet and plenty of charm. Upstairs you'll find all three bedrooms and a beautifully remodeled full bath. The primary bedroom includes an attached sunroom that makes a perfect nursery, sitting room, home office or dressing area. Bedroom 2 offers a walk-in closet. The finished basement adds even more living space with a large family room, second full bath, flex room and laundry/storage area. There is an unfinished walk-up attic- fantastic potential! Outside, enjoy a fenced backyard with a deck, mature trees, a 1.5-car detached garage and ample off-street parking. A wonderful blend of character, functional space and a fantastic location!
MLS ID: 12718917
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22 Payne Place , Normal, IL 61761.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $225,000 | $225,000 | $225,000 |
| Down Payment | $45,000 | $7,875 | $56,250 |
| Monthly Mortgage Amount | $1,138 | $1,378 | $1,413 |
| Taxes | $313 | $313 | $313 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $99 | $0 |
| Monthly Estimated Total | $1,551 | $1,890 | $1,826 |
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