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11538 Cross Creek Estates Lane , Belvidere, IL 61008.
Luxury Country Living on 2 Beautiful Acres- Exceptional Quality Inside & Out - Welcome to a truly special home where timeless craftsmanship meets peaceful country living. Situated on approximately two beautifully maintained acres, this spacious 4-bedroom, 31/2-bath home offers approximately 3200 square feet (above grade) of finished living space, including a beautifully finished lower level (1500 sq ft) designed for entertaining, relaxing, or accommodating guests. The lower level features a partial exposure with large windows creating a bright, airy living space. From the moment you arrive, you'll appreciate the pride of ownership that is evident throughout. Inside, hardwood floors create warmth and elegance across the main living areas, while large windows fill the home with natural light and showcase beautiful views of the surrounding property. The heart of the home features a spacious kitchen with quartz countertops, a center island, abundant maple cabinetry, and generous workspace that flows seamlessly into the dining and living areas. Just off the kitchen, you will find the main-floor laundry room with additional storage. The inviting primary suite offers a cozy fireplace, an ensuite bath designed for comfort, and an oversized walk-in closet with abundant storage. The finished lower level expands your living space with room for recreation, entertaining, or hobbies. Whether hosting family gatherings or enjoying quiet evenings, this home offers flexibility for every lifestyle. This area features a spacious 23'x13' flex room with an adjacent full bathroom making it ideal for a 5th bedroom, a guest room, multigenerational living, a private teen retreat or home office. Outside, the property truly shines. Relax on the expansive deck overlooking the private backyard, enjoy the open green space, and take advantage of the extra large storage shed for lawn equipment and outdoor toys. A three-car attached garage provides ample room for vehicles and storage.
MLS ID: 12719225
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11538 Cross Creek Estates Lane , Belvidere, IL 61008.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $675,000 | $675,000 | $675,000 |
| Down Payment | $135,000 | $23,625 | $168,750 |
| Monthly Mortgage Amount | $3,413 | $4,135 | $4,238 |
| Taxes | $939 | $939 | $939 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $297 | $0 |
| Monthly Estimated Total | $4,549 | $5,568 | $5,374 |
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