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1010 Center Street Elgin, IL 60120 Residential - Single Family Active

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Description

Welcome to one of Elgin's treasured historic homes, nestled in the prestigious Gold Coast neighborhood. Originally built in 1884 as a charming one-story cottage by William Wendler for his young bride, this remarkable residence was thoughtfully expanded over the years as the family grew. Rich in history, the home remained in the original family for nearly a century and is now being offered for sale for the first time in over 40 years. Set on a large, fenced lot surrounded by mature trees and lush landscaping, this property offers timeless character in a peaceful, established neighborhood. Enjoy the convenience of the Fox River and bike path just at the end of the block, along with easy access to historic downtown Elgin, the Gail Borden Public Library, and the Hemmens Cultural Center. Inside, you'll find a wonderful blend of historic charm and modern improvements. Original hardwood floors remain in the dining room and kitchen under the current flooring, offering the opportunity to restore even more of the home's original beauty. Recent updates include energy efficient triple-pane windows, a 200-amp electrical service, a new water heater, and wiring for a future hot tub. The kitchen features a new GE air fryer range, and the home also includes a newer LG washer and dryer. With a new elementary school planned for 2028 and an unbeatable location in one of Elgin's most sought-after neighborhoods, this is a rare opportunity to own a piece of local history while enjoying the comforts of modern living.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,699
Garage Size: 2
School District: Other/Outside Area

General Information

Bedrooms: 4
Bathrooms: 2
Sqft: 1,699
County: Kane
Listed By:
Gambino Realtors
Rockford Board of Realtors

Room Information

Bedroom 1: 15.04 X 9.07 Level - Upper
Bedroom 2: 10.02 X 7.01 Level - Upper
Bedroom 3: 9.10 X 8.06 Level - Upper
Bedroom 4: 10.09 X 10 Level - Main
Kitchen: 11.1 X 15.07 Level - Main
Living Room: 12.08 X 11.10 Level - Main
Dining Room: 17.11 X 14.01 Level - Main
Family Room: 13.04 X 11.11 Level - Main
$299,900
Est. $2,033/mo
4beds
2baths
1,699sqft
2cars
New to the Market Active
BEDS4 BATHS2 full SQUARE FEET1,699 MLS#202604673
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLOther/Outside Area

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1010 Center Street, Elgin, IL 60120.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $299,900$299,900$299,900
Down Payment $59,980$10,497$74,975
Monthly Mortgage Amount $1,516$1,837$1,883
Taxes $417$417$417
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$132$0
Monthly Estimated Total $2,033$2,486$2,400

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/02/2026. The listing information on this page last changed on 08/02/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 08/02/2026 6:12:08 AM EST) or MRED MLS (last updated Sun 08/02/2026 2:04:11 AM EST) or SCWMLS (last updated Sat 08/01/2026 11:55:01 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Sat 08/01/2026 10:15:32 PM EST) or Cedar Rapids MLS (last updated Sat 08/01/2026 10:44:21 PM EST) or NEIRBR MLS (last updated Sun 08/02/2026 1:18:41 AM EST) or ICAAR MLS (last updated Sat 08/01/2026 2:29:52 PM EST) or ECIMLS (last updated Sat 08/01/2026 11:44:33 PM EST) or RMLSA (last updated Sun 08/02/2026 1:10:55 AM EST) or Muscatine MLS (last updated Sun 08/02/2026 2:00:10 AM EST) or No Coast MLS (last updated Sun 08/02/2026 12:44:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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