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1 Fallcreek Circle , Montgomery, IL 60538.
Welcome to the Fernwood Gardens 55+ community, where this beautifully updated end unit offers convenient one level living with 2 bedrooms, 2 full baths, a dedicated office, and an attached 2 car garage. The remodeled kitchen features granite countertops, a Kraus sink system, stainless steel appliances, and a counter depth refrigerator, while the spacious living and dining areas provide an inviting layout for everyday living and entertaining. Recent updates include a new roof (2023), hardwood flooring (2024), remodeled kitchen (2025), new windows (2025), new hot water heater (2025), updated bathroom vanities and medicine cabinets, illuminated light switches, motion sensor lighting, European style door handles, and customizable modular closet systems throughout. Step outside to the covered patio overlooking the spacious backyard, perfect for relaxing or entertaining. HOA fees are already paid through the end of the year, and residents also enjoy access to RV parking within the community. Conveniently located near shopping, dining, parks, and everything you need, this move in ready home offers low maintenance living at its finest.
MLS ID: 12716608
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1 Fallcreek Circle , Montgomery, IL 60538.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $299,900 | $299,900 | $299,900 |
| Down Payment | $59,980 | $10,497 | $74,975 |
| Monthly Mortgage Amount | $1,516 | $1,837 | $1,883 |
| Taxes | $417 | $417 | $417 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $132 | $0 |
| Monthly Estimated Total | $2,033 | $2,486 | $2,400 |
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